One of the pleasures of being self-employed is that I have to purchase my own health insurance. Sorry, this post may be bit boring for my international friends.
In order for the insurance to be active by the first of next month, I had to apply by the 15th of this month.
It was easy!
I logged on to https://www.healthcare.gov/. I scrolled through little boxes that summarized each plan. After narrowing it down to three plans, I clicked on the plans to check out the details. Picked one. Clicked <enroll>. Done! No questions about my health, my history or my family.
Because the state I live in does not offer its own marketplace, none of the plans included dental benefits. No problem. I just repeated the same process after clicking on the dental option.
You do have to make your first payment before the insurance will be activated. Your new insurance company will contact you or you can do what I did and call the insurance company to make payments.
It may take a little longer to apply if you think that you may qualify for assistance. You may need to enter income information off your tax form or payroll stub. They have screening questions that let me know that I was not qualified.